{"id":876,"date":"2019-05-30T12:58:50","date_gmt":"2019-05-30T16:58:50","guid":{"rendered":"https:\/\/fluentricciardi.com\/?p=876"},"modified":"2022-01-27T12:59:55","modified_gmt":"2022-01-27T16:59:55","slug":"taxes-and-other-implications-of-real-estate-investing-for-retirement","status":"publish","type":"post","link":"https:\/\/fluentricciardi.com\/taxes-and-other-implications-of-real-estate-investing-for-retirement\/","title":{"rendered":"Taxes and Other Implications of Real Estate Investing for Retirement"},"content":{"rendered":"
Two of the biggest concerns of those who are investing for retirement are not running out of money and maintaining regular cash flow. It can be difficult to switch from a bi-weekly paycheck to carefully timed withdrawals from a retirement account.\u00a0 Market fluctuations cause balances to rise and fall, leaving an investor with less in their account than they\u2019d planned.<\/p>\n
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These are the reasons that some investors consider real estate investments for retirement. A multi-family property yields regular, monthly income similar to a paycheck. Home values typically don\u2019t fluctuate wildly and over time show appreciation. But what are the deeper implications of real estate investing for retirement?<\/p>\n
Pros of Real Estate Investing for Retirement<\/strong><\/p>\n
Five thousand dollars in rent, deposited into your bank account every month, can easily take a salary\u2019s place. One of the biggest pluses to real estate investing for retirement is passive income. Tenants pay monthly rents and you can use that income to fund your retirement.<\/p>\n
If you can\u2019t afford to pay cash for your investments, you\u2019ll have a monthly mortgage payment. But, depending on your down payment, it could be quite small. \u00a0Protecting your cash reserves is important in retirement, so if you\u2019re not fully comfortable purchasing properties directly, look into real estate investment trusts, or REITs.<\/p>\n